Mandatory Health Insurance: Hard Waiver System

MANDATORY HEALTH INSURANCE: HARD WAIVER SYSTEM

New Jersey law (N.J.S.A. 18A:62-15) requires that every person enrolled as a full-time student in a public or private institution of higher education maintain adequate health insurance coverage. Full-time Rutgers students are required to show proof of insurance coverage. Students must either waive (show proof of private health insurance) or enroll in the University-sponsored Student Health Insurance Plan. Hard waiver details and online forms can be found at http://www.firststudent.com/. The link will also be available on the student’s tuition bill. Full-time students who do not show proof of adequate health insurance will be automatically enrolled in the University-sponsored Student Health Insurance Plan and the premium will be added to the student’s bill. Students with private health insurance and part-time students may voluntarily enroll in a University-sponsored Student Health Insurance Plan. Please visit http://www.firststudent.com/ for details on plans and how to enroll.

Health insurance, student or private, is separate from Health Services on campus.

Questions?

• For questions regarding University-sponsored Student Health Insurance Plans administered by United Healthcare Insurance Company, call 1-800-505-4160; or call 1-732-932-8285 for Rutgers Student Insurance Office.

FREQUENTLY ASKED QUESTIONS (FAQs) REGARDING THE HARD WAIVER STUDENT INSURANCE PROGRAM